USIMERA

Pre-recorded compact discs featuring training courses, seminar-related information, technical documentation, and computer programs all for operating smartcards; encoded smartcards containing programming used to process texts, units of money, units of time, number of attempts made to use the smart cards, and personal identification information; subscriber identity module cards containing computer chips with subscriber-specific billing data for insertion into telephone handsets, sold separately from the handsets and together with the handsets; and computer software for operating smartcards and subscriber identity modules, and for enabling the smartcards to process data, namely texts, units of money, units of time, number of attempts made to use the smartcard, and personal identification information