U.S. BANK AP OPTIMIZER

Financial services in the nature of electronic bill payment services for businesses, namely, processing of payment of electronically presented invoices; bill payment and remittance processing for businesses; payment and remittance transaction processing for businesses to pay employee travel, entertainment and other remittances; aggregation of payments from various banks into a single electronic payment to a business; credit disbursement in the nature of issuing letters of credit and payment processing for supply chain financing, factoring and asset-based financing activities; Clearing and reconciling financial transactions via a global computer network