UPAY

Specialized credit card and payment card services, namely, credit card and payment card processing where educational institutions are in the position of the merchant; Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments to and for the benefit of educational institutions; Providing electronic processing of ACH and credit card transactions and electronic payments via a global computer network for and on behalf of educational institutions

Providing electronic transmission of educational institution credit card transaction data and electronic educational institution payment data via a global computer network

Providing on-line non-downloadable computer software in the nature of WebPages for receiving and processing payments for and on behalf of educational institutions; providing on-line non-downloadable computer programs in the nature of WebPages for receiving, segregating, and isolating and securely handling sensitive information, namely, personally identifiable information, credit and debit card information, and electronic fund transfer information about students and employees of educational institutions; providing on-line non-downloadable computer programs in the nature of WebPages for consolidating and integrating multiple types of payment and debt transactions received from an educational institution from a number of input points in a web based environment