UP UNIPAAS

Recorded and downloadable computer software for use in authentication, confirmation, reconciliation, facilitation, matching, processing, clearing, and submission of financial data and business to business (B2B) and business to consumer (B2C) payment transaction details; Recorded and downloadable computer software platform for user authentication, namely, for the investigation and verification of identities of individuals and businesses for know your customer (KYC) verification; Recorded and downloadable computer software platform for authentication, confirmation, facilitation, matching, processing, clearing, and submission of financial data and payment transaction details and reports by electronic means, and for enabling financial transactions, payment processing, automated payment services and cashless payment transactions

Merchant services, namely, payment clearing and transaction processing services, including via an online platform as a service (PAAS); payment transaction authentication and verification services, namely, completion of financial transactions; electronic payment services involving electronic processing and subsequent transmission of bill payment data; automated Clearing House (ACH) transaction processing services; payment transaction verification and debt settlement services; automated bill payment services; conducting cashless payment transactions, namely, namely, Automated Clearing House (ACH) transaction processing services; providing electronic processing of ACH and credit card transactions and electronic payments via a global computer network on behalf of others; payment processing, namely, processing of debit card and credit card payments, processing of withdrawal of funds, namely, processing of electronic funds transfer; electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services on the Internet; collection of payments, namely, electronic payment services involving electronic processing and subsequent transmission of bill payment data for others; contactless payment services, namely, processing of contactless credit and debit card payments; all of the foregoing in connection with business to business (B2B) or business to consumer (B2C) financial transactions

Providing secure electronic transmission of electronic financial information and payment transactions data for business to business (B2B) or business to consumer (B2C) transactions via the Internet, computer networks, wireless devices, telephones, mobile telephones and/or other electronic communication devices; providing electronic transmission of transaction data for business to business (B2B) or business to consumer (B2C) transactions and electronic payment data in the field of payments clearing, reconciliation and electronic commerce payment services; all of the foregoing in connection with business to business (B2B) or business to consumer (B2C) financial transactions