UNUMPROVIDENT

COMPUTER PROGRAMS FOR USE IN THE FIELDS OF INSURANCE AND ADMINISTRATION OF EMPLOYEE BENEFITS PLANS

BOOKS, MANUALS, NEWSLETTERS, AND MAGAZINES IN THE FIELDS OF INSURANCE, FINANCE AND EMPLOYEE BENEFITS

EMPLOYEE BENEFITS CONSULTING

INSURANCE UNDERWRITING INSURANCE ADMINISTRATION, REINSURANCE UNDERWRITING, REINSURANCE ADMINISTRATION, PROCESSING INSURANCE CLAIMS AND SELF-INSURANCE CLAIMS, DISABILITY INSURANCE BENEFITS, NAMELY, INCOME PROTECTION; LONG TERM CARE, REHABILITATION SERVICES, PHYSICAL THERAPY, AN RETURN TO WORK SERVICES; ADMINISTRATION OF EMPLOYEE BENEFITS PLANS; INSURANCE AND FINANCIAL CONSULTING; ON-LINE INFORMATION SERVICE

EDUCATIONAL TRAINING SERVICES IN THE FIELD OF INSURANCE, FINANCE, AND EMPLOYEE BENEFITS; ELECTRONIC PUBLISHING OF TEXT AND GRAPHICS IN THE INSURANCE, FINANCE, REAL ESTATE AND EMPLOYEE BENEFIT PLAN FIELDS