UNPAY

Financial services, namely, electronic commerce payment services, providing secure commercial transactions and payment options, payment transaction processing services, electronic funds transfer, enabling transfer of funds for others via electronic communications networks, remote payment services, electronic payment and information management services, electronic payment refund services, bill payment services; financial services, namely, financial transaction authorization, authentication and settlement services; credit card services; debit card services; charge card services; clearing and reconciling financial transactions via a global computer network