UNIVERSAL.ONE

Insurance services, namely, underwriting, issuing, brokerage and administration of life and health insurance; insurance services, namely, insurance eligibility review and verification and consultation in the field of life and health insurance; providing insurance premium quotes; insurance services, namely, offering and brokering variable premium life and health insurance based on users participating in a health and fitness monitoring program; insurance services, namely, third party administration of health, disability and life insurance; insurance consulting services for health, disability, and life insurance providers, agents, brokers, and third party intermediaries