UNIVERSAL PROFILES

Software for analysis of customer behavior and social interactions; software for automated customer analysis, risk management, fraud detection, analytical customer relationship management and personalization

Consultation services in the fields of customer behavior, automated customer analysis and risk management in business operations, excluding consultation services relating to risks in insurance, financial affairs, monetary affairs or real estate affairs; consultation services in the fields of analytical customer relationship management and personalization of marketing communication and marketing material

Computer programming and maintenance of computer software, and software consultation, all in the fields of software for analysis of customer behavior and social interactions and software for automated customer analysis for risk management, for fraud detection, for analytical customer relationship management and for personalization