UNIVERSAL PROCESSING

Hardware, namely, point-of-sale terminals for making, processing and authenticating payment transactions with credit cards, debit cards, gift cards, pre-paid cards, cash, and other payment forms; Downloadable software for making, processing and authenticating payment transactions with credit cards, debit cards, gift cards, pre-paid cards, cash, and other payment forms

Accepting, processing, financially managing and reconciling credit card, debit card, gift card, pre-paid card, deferred payment card, cash and other forms of payment transactions; equipment financing services

Providing electronic transmission of financial and business information between and among customers and businesses

providing temporary use of online non-downloadable software for use in collecting, storing, analyzing, and providing data and information regarding electronic payment transactions