UNIVERSAL INSURANCE BROKERS

Insurance claims auditing services; Insurance lead collection and matching services, namely, matching consumer requests for insurance policy quotes collected over the internet to pre-qualified insurance brokers, agents and agencies interested in those requests; Administering discount group purchasing programs, namely, negotiating contracts with providers of banking and insurance services, to enable participant members of a teachers union to obtain discounts on the purchase of the financial and insurance services of others through the use of union discount membership cards; Arranging the transport of vehicles of insured parties on behalf of their insurance companies for resolution of insurance claims; Business management of insurance agencies and brokers on an outsourcing basis; Financial record-keeping for Insurance; Financial record-keeping for Insurance via the Internet; Promotion of financial and insurance services, on behalf of third parties; Providing insurance agent referrals; Providing a pricing program in the field of property and casualty insurance through which members of designated associations, organizations, and groups may be offered or granted downward adjustments in the premiums for such insurance; Providing business investigation services in the nature of investigating dental patient insurance information for dental offices; Providing health insurance exchanges in the nature of a marketplace that offers purchasers of health insurance a variety of plans from different insurance providers; Providing sales leads for the automotive finance and insurance industries; Providing statistical evaluation of insurance claims performance measures for others; Tracking and monitoring insurance compliance for business purposes

Insurance actuarial services; Insurance administration; Insurance administration in the field of Insurance; Insurance administration of prescription drug benefit plans; Insurance administration services, namely, assisting others with adjusting insurance claims; Insurance administration services, namely, assisting others with collecting insurance premiums; Insurance agencies; Insurance agencies in the field of Insurance insurance; Insurance agency and brokerage; Insurance and financial information and consultancy services; Insurance brokerage; Insurance brokerage in the field of prize indemnity; Insurance brokerage in the field of Insurance; Insurance brokerage services; Insurance carrier services; Insurance claims administration; Insurance claims processing; Insurance consultancy; Insurance consultancy services, namely, providing advice in the field of property and casualty insurance; Insurance consultation; Insurance consulting in the field of Insurance insurance; Insurance information; Insurance information and consultancy; Insurance premium rate computing; Insurance risk management; Insurance services in the nature of loss control management for others; Insurance services, namely, insurance eligibility review and verification and consultation in the Insurance industry; Insurance services, namely, providing independent scoring service related to existing medical services in a specific geographic region for insurance evaluation purposes; Insurance services, namely, providing information and on-line computer databases for the purpose of review and verification of Medicaid and Medicare eligibility status and related information; Insurance services, namely, providing information and on-line computer databases for the purpose of review and verification of Medicaid eligibility status and related information; Insurance services, namely, providing information and on-line computer databases for the purpose of review and verification of Medicare eligibility status and related information; Insurance services, namely, underwriting extended warranty contracts in the field of Insurance; Insurance services, namely, underwriting Insurance insurance; Insurance services, namely, underwriting, issuance and administration of Insurance insurance; Insurance services, namely, underwriting, issuing and administration of life insurance; Insurance services, namely, viatical settlement services, life settlement services for insurance policyholders, and senior settlement services for insurance policyholders; Insurance services, namely, writing multi-peril crop insurance, crop hail insurance and re-insurance underwriting in the fields of crop and international business; Insurance services, namely, writing property and casualty insurance; Insurance subrogation; Insurance subrogation and salvage; Insurance underwriting consultation; Insurance underwriting in the field of Insurance; Insurance underwriting services for all types of insurance; Accident insurance underwriting; Accident insurance underwriting services; Administration of employee benefit plans concerning insurance and finance; Administration of employee welfare benefit plans concerning insurance and finance; Administration of Insurance plans concerning insurance and finance; Advisory services in the field of employee benefits for group healthcare and business insurance offered to employees in addition to standard benefits such as medical, dental, life insurance including short term disability, long term disability, cancer insurance, accidental death and dismemberment; Agricultural insurance agency services; Appraisals for insurance claims of personal property; Appraisals for insurance claims of real estate; Arranging and provision of credit, loans, insurance, currency exchange and travellers cheques; Assessing insurance claims; Brokerage in the field of Insurance; Claims administration services in the field of health insurance; Consultancy services relating to insurance; Consultation, policy writing and claims processing in the field of crop insurance; Consulting and information concerning insurance; Consulting services in the field of employee benefit plans concerning insurance and finance; Consulting services in the field of state and federal employee benefit plans concerning insurance and finance; Debt cancellation services using proceeds of life, disability and unemployment insurance; Dental health insurance administration; Dental health insurance underwriting and administration; Development of insurance policies for others; Electronic processing of insurance claims and payment data; Financial consultancy and insurance consultancy; Financial evaluation for insurance purposes; Financial services, namely, life insurance settlement services; Financial services, namely, providing an investment option available for variable annuity and variable life insurance products; Fire insurance underwriting; Flight delay insurance underwriting; Health insurance cooperative services in the nature of underwriting, issuing and administration of health insurance; Health insurance underwriting; Healthcare insurance services for lasik surgery; Home equity insurance administration services; Home equity insurance underwriting services; Industrial accident insurance underwriting; Issuance of Insurance insurance; Life insurance brokerage; Life insurance underwriting; Long-term care insurance underwriting; Marine insurance underwriting; Marine accidents insurance underwriting; Marine fire insurance underwriting; Marine transportation insurance underwriting; Medical insurance case and utilization review and insurance claims adjustment services for healthcare purchasers and payors and providers and Medicare beneficiaries; Medical insurance underwriting; Payment processing services in the field of Insurance payments; Pet insurance underwriting; Processing mortgage insurance policy refunds; Processing, administering and managing employee benefit plans concerning insurance and finance; Providing insurance information; Providing insurance premium rate quotes via on-line, telephone and mail means; Providing a database featuring information and statistics about patient reimbursement and insurance coverage for pharmaceuticals and medical devices; Providing a website featuring educational information in the field of business insurance; Providing counseling and consulting in the field of healthcare insurance benefits; Providing detailed information regarding available insurance products for commercial property and casualty, professional and personal lines; Providing information about healthcare insurance plans; Providing information in insurance matters; Providing information regarding policy rates for all types of insurance and electronic processing of insurance claims and payment data over a web based computer network; Providing information regarding workers' compensation insurance policy rates; Providing vehicle insurance rate quotes; Real estate insurance underwriting services; Real estate title insurance underwriting services; Reimbursement payment processing in the field of Insurance claims; Underwriting insurance for pre-paid legal services; Underwriting and administration of commercial collateral liability insurance