UNITED GUARANTY DIRECT

Insurance underwriting services, namely, property and casualty, automobile, life, accident, health, travel, management, director and officer liability, professional liability, marine, errors and omissions; annuities underwriting services; mortgage guaranty insurance underwriting services; insurance and insurance-related services rendered to insurance company clients, namely reinsurance underwriting and reinsurance claims adjustment services in the field of professional liability, director and officer liability, accident and health and insurance claims adjustment services in the field of director and officer liability, professional liability; financial services rendered to institutional and individual clients, namely, consumer finance products and services, credit card services; investment consultation, investment management; investment advisory services; management and brokering of mutual funds; real estate mortgage-lending services; insurance-related financial services rendered to commercial and individual clients, namely installment loan services