UNITED COMMUNITY ADVISORY SERVICES

Banking and financial services, namely, money lending, savings accounts and programs, checking accounts and programs, certificates of deposit accounts and programs, IRA accounts and programs, issuing certificates of deposit, cash and asset management services, financial and investment advisory, consultation, planning, management, and administration services, investment fund transfer and transaction services, estate planning services, investment and securities brokerage services, credit card services, debit card services, money order services, automatic teller machine services, distribution of annuities, bill payment services, financial trust operations, issuing prepaid stored value cards, electronic and non-electronic payment and currency transfer services, mortgage banking and mortgage lending services, and providing all of the foregoing services by traditional methods, telephone, and global computer network