UNIBANCO

(Based on 44(e)) Financial services, namely consumer and commercial banking, lending and financing services; credit card and electronic credit card services; guarantee assurance underwriting; financial and investment management; investment brokerage; commodity and security trading services for others; financial exchange services; trust and estate management; real estate and mortgage brokerage; providing financial news and information via the Internet; financial services, namely, securities transfer agent services; acting as a fiduciary representative; (Based on 1(b)) Insurance services, namely administration, consultation, brokerage and underwriting services in the fields of home, accident, life, fire, marine and medical insurance; and providing insurance news and information via the Internet