UNDERWRITING SOLUTIONS

kits consisting primarily of reagents, medical specimen containers, blood drawing apparatus, medical syringes, printed instruction booklets and sheets, and tubes used to test for HIV, tuberculosis, diabetes, and other chronic conditions and infectious diseases, sold directly to insurance companies and health care providers

blood and urine collection kits primarily composed of blood drawing apparatus, medical syringes, medical specimen containers, bandages, tubes, and gloves

computer paper for recording medical test results and log books for recording test results

advertising agencies, namely, promoting the services of the medical laboratory insurance testing industry through the distribution of printed, audio and visual promotional materials and by rendering sales promotional advice; billing and accounting services; management of medical and clinical laboratories; data processing services; preparing business reports, and inventory control

insurance claims processing; debt recovery and collection; financial management; risk management; real estate management

telecommunications services, namely, electronic transmission of messages and data; facsimile transmission

electronic storage of data

educational services, namely, conducting classes, seminars, conferences and workshops in the fields of patient wellness, weight management, health management, office management and office administration

medical clinical reference laboratory services; medical laboratory services; testing of real estate, physician offices and hospitals for the presence of hazardous materials; data conversion of computer program data or information; medical services rendered via telecommunications in connection with medical testing for insurance underwriting