UN BANCO SIN PEROS

Banking services; automated teller machine services; savings, checking and certificate of deposit account services; credit card services; debit card services; cash card services; issuing check cards, stored value cards and deposit cards; online banking services; electronic payment services, namely, electronic processing and transmission of bill payment data; mortgage lending services; home equity lending services; consumer lending services; commercial lending services; equipment financing services; mortgage banking services, namely, origination, acquisition, servicing, securitization and brokerage of mortgage loans; specialty finance lending services, namely, lending to underserved borrowers; investment services, namely, investment advisor services; investment brokerage, consultation and management services; securities brokerage; financial planning services; providing investment and financial information, advice, consultation, management and brokerage services; financial portfolio management and analysis services; mutual fund consultation, brokerage, distribution and investment; establishing and administering mutual funds for others; investment, management and distribution of fixed and variable annuities; retirement account management and distribution; financial and investment services namely, providing asset-backed securities of government sponsored entities, mortgage backed securities, U;S; government securities, U;S; Treasury securities, municipal securities, bank certificates of deposit and investment securities backed by consumer loans, commercial loans, mortgage loans, home equity loans and equipment financing loans; providing investment securities backed by specialty finance loans, namely, loans provided to underserved borrowers; insurance brokerage and agencies in the fields of property and casualty, life, health, credit, home, home warranties, renters, mortgage, earthquake, flood, long term health, medical, dental, vision, pet, boat, privacy protection, loss due to identity theft and fraud, accidental death and accidental dismemberment and disability insurance and annuities; credit rating services; credit reporting services; charitable financial sponsorship of non-profit community, cultural, theatrical, artistic, musical, educational and sporting events and programs; providing charitable grants to educational institutions, students and community organizations; providing educational scholarships; organizing and conducting events and programs for charitable purposes; charitable fund raising services; organizing, arranging, conducting and providing financial sponsorship of fundraising events to raise money for recognition of educators; organizing, arranging, conducting and providing financial sponsorship of fundraising events in the field of education and teaching; fundraising events; charitable and philanthropic services concerning monetary donations; providing consumer credit information, credit card information and credit ratings, and information related to obtaining such information from others; providing credit reports, monitoring of credit reports, analysis of the credit reports, and notification of changes in credit reports; providing consulting services, advice and information to assist others in protecting credit ratings, registering and canceling credit cards and restoring and analyzing credit; debt and credit analysis services; insurance underwriting, brokerage, agencies and consultation services specializing in the areas of privacy protection, identity theft and fraud; providing information related to all of the foregoing services and associated accounts via the Internet