UMPQUA INVESTMENTS

Brokerage services in the fields of securities, stocks, bonds, mutual funds, money market funds, commodities, futures and options; investment services in the nature of investment management services in the fields of securities, stocks, bonds, mutual funds, money market funds, commodities, futures and options; investment advice in the fields of securities, stocks, bonds, mutual funds, money market funds, commodities, futures and options; securities brokerage account services, namely, providing account information regarding securities brokerage services, responding to customer inquiries, assisting customer transactions, and account and investment administration; fixed income investment services; providing finance, investment, financial planning and investment strategy information; retirement account investment services; life insurance underwriting services, and annuity services, namely, account and investment administration