UME

Financial services, namely, credit union services, savings and youth savings accounts, checking accounts, money market accounts, certificates of deposit, IRAs, deferred compensation accounts, loan programs, namely, vehicle, credit cards, lines of credit, computer loans, real estate loans, mortgages, home equity loans, online banking services, automated teller machine services, home banking, bill pay, electronic deposits, ATM access services; investment services, namely, investment advice services, fund transfer and transaction services; and banking services provided by telephone connections