UBS FINANCIAL SERVICES

Insurance affairs, namely insurance brokerage, insurance consultation and insurance underwriting for all types of insurance; financial affairs, namely financial management, financial planning, financial forecasting, financial portfolio management and financial analysis and consultation; banking; financial information provided by electronic means; financial services, namely providing information in the field of finance via the internet and providing on-line stored value accounts in an electronic environment; electronic banking services via a global computer network; stock brokerage services, namely trading insecurities, derivatives and currencies; monetary exchange; commodities exchange services; financial exchange; financial information in the nature of rates of exchange; futures exchange services; currency exchange and advice; brokerage in the field of commodities, investments, real estate, mortgage, mutual funds, securities and stocks; consultation services in the field of banking, commodities, investments, real estate, mortgage, mutual funds, securities, stocks, capital investment, credit and credit inquiry; agencies in the field of bonds and other securities; debt recovery and collection agencies; transfer agency services rendered to issuers of investment securities; financial consultation services in the field of payment systems; investment management services, namely management of assets; administration of employee pension plans for others; financial transactions, namely investment fund transfer and transaction services; debit card services; debit account services via a computer readable card; consultancy services in the field of financial planning and financial management; financial management, namely management of mutual funds; financial consultation services in the field of financial planning, financial management, and payment systems; investment management and risk management; financial services for trusts, namely investment fund transfer and transaction services; investment advisory services and asset management services; real estate acquisition services; real estate appraisal; real estate equity sharing, namely, managing and arranging for co-ownership of real estate; real estate escrow service; real estate investment; real estate management; estate trust management; trust services, namely, investment and trust company services estate planning; trusteeship representatives; providing investment advice, namely in connection with insurance, finance, banking, commodity, currency and real estate services; consultation and commissioning orders in connection with insurance, finance, banking, commodity, currency and real estate services; brokerage services in connection with trading in energy, sources of energy and energy by-products; and financial sponsorship in the fields of the cultural arts, sports and research into economics, politics and law