UBI XPRESS

providing to property and casualty insurers and automotive service providers telematics hardware devices, namely, an electronic data logger and computer applications software for mobile phones for monitoring, recording and reporting data on how vehicles are being operated

providing insurance companies with usage based insurance design, development, evaluation, data analysis and data storage consulting services, namely, assisting property and casualty insurers on the design, management, delivery of usage based insurance programs and administration of insurance policies and the processing of insurance claims

developing and providing the use of non-downloadable software for others that facilitates the design and management of insurance policies, insurance claims management and management of actuarial data