Software as a service (SAAS) services featuring software for processing electronic and digital payments; Platform as a service (PAAS) featuring computer software platforms for processing electronic and digital payments; Providing on-line non-downloadable software for initiating, authorizing, routing, and settling peer-to-peer transfers; Software as a service (SAAS) services featuring software for initiating, authorizing, routing, and settling peer-to-peer transfers; Platform as a service (PAAS) featuring computer software platforms for initiating, authorizing, routing, and settling peer-to-peer transfers; Providing on-line non-downloadable software for issuing, storing, and verifying digital receipts and acknowledgments; Software as a service (SAAS) services featuring software for issuing, storing, and verifying digital receipts and acknowledgments; Platform as a service (PAAS) featuring computer software platforms for issuing, storing, and verifying digital receipts and acknowledgments; Providing on-line non-downloadable software for managing digital wallets; Software as a service (SAAS) services featuring software for managing digital wallets; Platform as a service (PAAS) featuring computer software platforms for managing digital wallets; Providing on-line non-downloadable software for generating and managing machine-readable payment codes and personalized payment links; Software as a service (SAAS) services featuring software for generating and managing machine-readable payment codes and personalized payment links; Platform as a service (PAAS) featuring computer software platforms for generating and managing machine-readable payment codes and personalized payment links; Platform as a service (PAAS) featuring computer software platforms for enabling social micro-transactions, including tips and expressions of gratitude, via global computer network; Software as a service (SAAS) services featuring software for enabling social micro-transactions, including tips and expressions of gratitude, via global computer network; Providing on-line non-downloadable software for enabling social micro-transactions, including tips and expressions of gratitude, via global computer network; Computer services, namely, creating an on-line community for registered users to engage in social micro-transactions, including tips and expressions of gratitude; Computer services, namely, creating an on-line community for registered users to create and manage user profiles and unique identifiers in the nature of payment handles and “gratitude addresses” for use in social micro-transactions; Application service provider featuring application programming interface (API) software for integrating payment initiation, receipt issuance, identity management, wallet functions, analytics dashboards, and transaction metadata into third-party software; Application service provider featuring application programming interface (API) software; Providing on-line non-downloadable software using artificial intelligence (AI) for automating, analyzing, and contextualizing digital payments, receipts, and related social interactions; Design and development of computer software for digital payment processing, digital wallet integration, and digital asset management; Electronic signature verification services using technology to authenticate user identity
Computer and Scientific