Downloadable mobile applications for processing electronic and digital payments; Downloadable computer software for processing electronic and digital payments; Downloadable computer software for initiating, authorizing, routing, and settling peer-to-peer transfers; Downloadable computer software for issuing, storing, and verifying digital receipts and acknowledgments; Downloadable computer software for managing digital wallets; Downloadable computer software for generating and scanning machine-readable payment codes and personalized payment links; Downloadable computer software for creating and managing user profiles and identifiers in the nature of payment handles and “gratitude addresses”; Downloadable computer software for tracking transaction activity, balances, and receipts; Downloadable software development kits (SDK); Downloadable application programming interface (API) software for use in developing digital payment processing and digital wallet applications; Downloadable application programming interface (API) software for integrating payment initiation, receipt issuance, wallet functions, and transaction metadata into third-party software; Downloadable computer software for storing, managing, and using cryptographic keys for digital signatures and payment authorization; Downloadable computer software using artificial intelligence (AI) for automating, analyzing, and contextualizing digital payments, receipts, and related social interactions; Downloadable electronic publications in the nature of user manuals and technical documentation in the field of digital asset management; Downloadable electronic publications in the nature of user manuals and technical documentation in the field of digital payment systems and social transaction networks; Downloadable computer software for managing electronic payment transactions using distributed ledger technology (DLT)
Electrical and Scientific Apparatus