TWILIO VERIFY

Downloadable software and software development kits (SDKs) for user authentication and identity verification; downloadable software for generating and validating one-time passcodes (OTPs); downloadable software for multichannel verification via SMS, voice, email, WhatsApp, push notifications, time-based one-time passwords (TOTP), and Silent Network Authentication (SNA); downloadable fraud detection software for identifying and preventing SMS pumping and SIM swap attacks; downloadable software for integrating carrier data for mobile identity verification; downloadable software for implementing rate limiting, PSD2 compliance, and silent device approval in authentication workflows

Providing temporary use of non-downloadable software for user authentication and identity verification; software as a service (SaaS) featuring software for multichannel verification via SMS, voice, email, WhatsApp, push notifications, time-based one-time passwords (TOTP), and Silent Network Authentication (SNA); SaaS services for fraud prevention including SMS pumping detection and SIM swap monitoring; providing online non-downloadable software for managing verification services and validating user-submitted codes; application programming interface (API) services for integrating authentication and identity verification into third-party applications