TURN UNCERTAINTY INTO OPPORTUNITY

FINANCIAL AND INSURANCE SERVICES, NAMELY INSURANCE ADMINISTRATION, INSURANCE AND FINANCIAL CONSULTATION, INSURANCE AGENCIES IN THE FIELDS OF LIFE INSURANCE, ANNUITY UNDERWRITING, MUTUAL FUND BROKERAGE, INSURANCE CLAIMS PROCESSING AND ADJUSTMENT, PROVIDING INSURANCE AND FINANCIAL INFORMATION VIA GLOBAL COMPUTER INFORMATION NETWORKS, INVESTMENT CONSULTATION, FINANCIAL PLANNING AND RESEARCH, INSURANCE AGENCIES IN THE FIELD OF LIFE INSURANCE, VARIABLE ANNUITIES UNDERWRITING, MUTUAL FUND DISTRIBUTION, AND FINANCIAL SERVICES, NAMELY INSURANCE CONSULTATION, INVESTMENT SERVICES, NAMELY, FUNDS INVESTMENT MANAGEMENT, AND ESTATE PLANNING SERVICES RELATED TO THE FOREGOING