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Computer hardware and software for making and processing payment transactions with credit cards, debit cards, gift cards, cash, and other payment forms; financial software and accessories for facilitating, authorizing, and settling financial transactions between merchants and consumers and between consumers and other consumers for mobile device terminals, cash registers, and other point of sale systems, namely, portable computing devices with internet connectivity, phones, smartphones, tablet computers, computers, touchscreens, computer terminals, electronic or computing eyeglasses, and interactive computer kiosks comprising computers, computer hardware, computer peripherals, and computer operating software; analytic tools relating to payment processing and tracking, namely, portable computing devices with internet connectivity, phones, smartphones, tablet computers, computers, touchscreens, computer terminals, electronic or computing eyeglasses, and interactive computer kiosks comprising computers, computer hardware, computer peripherals, and computer operating software for tracking sales and purchase history; customer relations and loyalty program tools for businesses, namely, portable computing devices with internet connectivity, phones, smartphones, tablets, computers, touchscreens, terminals, electronic or computing glasses, and interactive computer kiosks comprising computers, computer hardware, computer peripherals, and computer operating software, for creating, designing, attributing and distributing incentives and sales offers; optical character recognition software; software for use in facilitating payment transactions; software for inventory management; software for obtaining alternatives to paper signatures in a financial transaction; software for generation and delivery of electronic receipt; software for determining the location of a consumer; software relating to processing payment transactions based on the location of a consumer; software for collecting consumer behavior; software relating to processing payment transactions based on consumer behavior

Business management services and business consulting featuring business analytic tools relating to payment processing and tracking; customer relations and loyalty program tools for businesses, namely, providing incentive award programs for customers through the issuance and processing of loyalty coupons for frequent use of participating businesses, administration of a customer loyalty program through the establishment of rules and standards by which customers achieve loyalty status, by aggregating and anonymizing customer transactional and locational behavior analytics, and by incentivizing the sharing of award programs and specific offers among customers; providing a database featuring product data and consumer data for commercial purposes; advertising, marketing and promotion services; business management and business administration consultancy services featuring analytic tools relating to customer location data, customer recognition, and security; administration of customer loyalty programs which provide discounts and status incentives, namely, free items and discounts on items in subsequent transactions and visits for others; consumer loyalty services for commercial, promotional and/or advertising purposes, namely, administration of frequent user program that allows merchants to redeem points for awards; business analytic services related to industry pricing; Business consulting featuring business analytic tools relating to processing payment transactions based on the location of a consumer; market research studies, namely, analytic services regarding consumer behavior, market research studies, namely, gathering and reporting of consumer location data for others

Financial services for making, processing and reconciling payment transactions with credit cards, debit cards, gift cards, cash, and other payment forms; financial analysis services in the fields of payment processing, payment tracking, customer relations and loyalty programs, and business optimization; financial services for processing payment transactions based on the location of a consumer; financial services for making and processing payments through social networks; financial services for others for reconciling payment transactions based on credit cards, debit cards, gift cards, and other forms of payment

Providing electronic transmission of payment transactions and related information, merchant-customer communications, and advertising and promotional materials via a global computer network; providing electronic transmission of financial and business information between and among customers and businesses; providing electronic transmission of consumer location data via a global computer network

Cloud computing featuring software for use in facilitating, processing, managing, and verifying financial transactions; providing temporary use of non-downloadable software for use in facilitating, processing, managing, and verifying financial transactions; providing temporary use of non-downloadable software to gather consumer behavior data; providing temporary use of non-downloadable software to track consumer location; data conversion services, namely, image recognition and optical character recognition services relating to credit cards, checks, financial instruments, and identification cards