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computer software recorded on data media for word processing, for database management, to connect users to a network, used in the fields of advertising, insurance and financial affairs

advertising, namely, market research, in particular concerning the size of the market and its development, concerning the suppliers and their market shares, the customers and their buying behavior as well as concerning market practice; business management, business consultation and business organizational consultation; office functions, namely, secretarial and clerical services; economic forecasting and analysis

underwriting credit insurance and financial guarantees; financial affairs, namely, rating of credit worthiness and rendering opinions on the financial standing of third parties; monetary affairs, namely, factoring, collection, escrow and trust accounts