TRUEML

Downloadable computer software and mobile applications for use in the fields of debt collection, and financial health planning, namely, software to drive consumer engagement in regard to the best time, manner, frequency, and form of communication with consumers and creditors, website friction reduction, engagement prediction and optimization, and payment plan breakage prevention and recovery

Software as a service (SaaS) featuring software for machine learning; software as a service (SAAS) featuring software for use in analyzing consumer behavior data and applying machine learning in the fields of debt collection and financial health planning; providing online non-downloadable computer software for use in analyzing consumer behavior data and applying machine learning in the fields of debt collection and financial health planning; providing on-line non-downloadable interactive software tools in the nature of software for assessment of financial health