TRUECOMPASS

Matching borrowers with potential lenders in the field of consumer and mortgage lending; Providing statistical information and indexes of mortgages, interests, and prices for others; Advertising and marketing; Advertising services, namely, promoting and marketing the goods and services of others through all public communication means; Advertising services, public relations and marketing services, namely, promoting and marketing the goods and services of others through all public communication means; Advertising, marketing and promotion services; Advertising, promotion and marketing services in the nature of e-mail blast campaigns for others; Advice in the field of business management and marketing; Analyzing and compiling data for measuring the performance of financial markets; Arranging and conducting marketing promotional events for others; Business consultation and management regarding marketing activities and launching of new products; Business management consulting with relation to strategy, marketing, production, personnel and retail sale matters; Business marketing and direct mail consulting services; Connecting buyers and sellers of financial assets; Electronic signature verification services provided in connection with banking and financial services; Financial records management; Financial statement preparation and analysis for businesses; Preparing financial reports for others; Promotion of financial and insurance services, on behalf of third parties; Providing an on-line computer Web site that provides commercial financial transaction data, account management, financial reporting, accounting features and related reference information; Providing financial indices of select bonds to enable consumers to evaluate investments and market trends in the bond market; Bookkeeping for electronic funds transfer; Business services for fund raising programs, namely, developing fund raising program catalogs, brochures, price sheets, order forms, and other documents for not-for-profit organizations; Business services, namely, matching potential private investors with entrepreneurs needing funding; Cost management for the health benefit plans of others; Cost management for the health care benefit plans of others; Matching consumers with real estate professionals in the field of real estate services via computer network; Matching potential buyers to facilitate co-ownership of residential real property; Providing real estate leads for prospective purchasers; Real estate advertising services; Real estate auctions; Real estate marketing services, namely, online services featuring the promotion of residential new construction, which also contains back office solutions for builders; Real estate marketing services, namely, on-line services featuring tours of residential and commercial real estate; Real estate sales management

Cash flow services, namely, providing cash to mortgage holders or other notes at a discounted rate in return for ownership of the mortgage or note; Financial services, namely, mortgage planning; Financial services, namely, the purchase of residential mortgages on behalf of others and the issuance of mortgage-backed securities; Maintaining mortgage escrow accounts; Mortgage banking; Mortgage banking services, namely, origination, acquisition, servicing, securitization and brokerage of mortgage loans; Mortgage brokerage; Mortgage compliance consulting services concerning financial requirements for mortgages for mortgage lenders and servicers and mortgage brokers; Mortgage lending; Mortgage procurement for others; Mortgage services, namely, buyer pre-qualification of mortgages for mortgage brokers and banks; Mortgaging of securities for others; Providing post-compliance financial reviews for the mortgage industry; Commercial lending services; Consumer lending services; Financial services in the field of money lending; Financial services, namely, money lending; Real estate lending services; Arranging and provision of credit, loans, insurance, currency exchange and travellers cheques; Arranging of loans; Credit and loan services; Electronic loan origination services; Electronic loan preparation services; Financial loan consultation; Financial services, namely, issuance and management of certificates backed by loan portfolios which are subsequently managed to insure the integrity of the certificates; Home equity loans; Installment loans; Lease-purchase loans; Loan financing; Loans and discount of bills; Providing loans secured by commercial paper; Providing student loan information; Providing temporary loans; Revolving loans; Savings and loan associations; Savings and loan services; Security services, namely, guaranteeing loans; Assuming financial risk of others by entering into options and swaps; Credit and financial consultation; Electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services on the Internet; Electronic funds transfer; Establishing mutual funds for others; Financial and investment services, namely, management and brokerage in the fields of stocks, bonds, options, commodities, futures and other securities, and the investment of funds of others; Financial services, namely, a total portfolio offering for high net worth clients consisting of both separate accounts and mutual funds for equity and fixed income investments; Financial services, namely, investment fund transfer and transaction services; Fund investment consultation; Fund investment services featuring securities offered according to previously established criteria in order to maintain a predetermined level of payments to the account holder; Fund investment services featuring the trading of an account holder's securities according to previously established criteria in order to maintain a predetermined level of payments to the account holder; Funds investment; Hedge fund investment services; Investment of funds for others; Management of a capital investment fund; Management of private equity funds; Memorial fund raising; Mutual fund brokerage; Mutual fund distribution; Mutual fund investment; Mutual funds and capital investment; Private equity fund investment services; Providing a web site where users can post ratings, reviews and recommendations on stocks, bonds, mutual funds and other financial instruments; Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; Providing financial risk management services for electronic funds transfer, credit and debit card and electronic check transactions via a global computer network; Providing fund raising services for others via a global computer network; Provision of funds for hire purchase and for leasing; Venture capital funding services to emerging and start-up companies; Debt cancellation services using proceeds of life, disability and unemployment insurance; Electronic processing of insurance claims and payment data; Financial consultancy and insurance consultancy; Financial evaluation for insurance purposes; Insurance administration; Insurance administration services, namely, assisting others with collecting insurance premiums; Insurance brokerage; Insurance claims administration; Insurance claims processing; Insurance consultancy; Insurance information and consultancy; Insurance premium rate computing; Insurance services in the nature of loss control management for others; Insurance services, namely, underwriting, issuing and administration of life insurance; Insurance services, namely, writing property and casualty insurance; Insurance subrogation and salvage; Insurance underwriting consultation; Life insurance brokerage; Medical insurance underwriting; Providing information in insurance matters; Annuity underwriting; Investment management of and distribution of annuities; Investment management of and distribution of variable annuities; Issuance and administration of annuities; Appraisal of real estate; Assessment and management of real estate; Financial investment in the field of real estate; Financial valuation of personal property and real estate; Land acquisition, namely, real estate brokerage; Leasing of real estate; Providing information in the field of real estate by means of linking the web site to other web sites featuring real estate information; Providing information in the field of real estate via the Internet; Providing real estate listings and real estate information via the Internet; Real estate acquisition services; Real estate appraisal and valuation; Real estate brokerage; Real estate consultancy; Real estate equity sharing, namely, managing and arranging for co-ownership of real estate; Real estate escrow services; Real estate investment; Real estate investment services in the nature of purchasing and selling of real estate for others; Real estate management; Real estate procurement for others; Real estate trustee services; Real estate valuation services

Closing services for mortgage loans; Mortgage compliance consulting services concerning mortgage-related laws for mortgage lenders and servicers and mortgage brokers; Providing fraud detection services for electronic funds transfer, credit and debit card and electronic check transactions via a global computer network; Providing user authentication of electronic funds transfer, credit and debit card and electronic check transactions via a global computer network; Real estate closing services; Real estate settlement services