TRUE TO LIFE

Health care cost containment services in the fields of health, vision, dental and pharmaceutical care; health care utilization review and case management and clinical management in connection therewith; business management and consulting in the field of health care cost containment for health plan sponsors, namely, providing information to clients and plan participants on ways to contain and reduce costs of health care

Insurance underwriting and administration services in the fields of short-term disability, health, life, group life and stop-loss policies in connection with managed health care plans; insurance claims administration and processing; and administering health care plans and networks of health care providers in connection therewith

Consulting in the field of managed health care services, namely providing healthcare information to health plan sponsor clients and participants