TRANSFORMING PAYMENTS

Hardware, firmware and software used to analyze and report on the quality and conformity to standards of MICR (magnetic ink character recognition) printed information on cheques, remittances, and other negotiable documents; hardware and software which facilitates the image-based testing of document designs to conform to standards and authorize payments to be applied and processed; point of sale terminal, comprised of keyboard, reader and optional thermal printer used to process non-cash payments; document reader and imager comprised of hardware and software used to electronically convert paper cheques and remittance documents; software which facilitates the disposition and cost based routing of cheque transactions based on a predefined set of criteria in order to process payments faster

financial services, namely, electronic remote capture check deposit services

electronic storage of images and transaction data from checks and remittance stubs