TRANSFORMANCE

Credit counseling services; credit and financial consultation; financial advice, namely, budget planning; financial advice; financial services, namely, debt counseling, bankruptcy counseling, student loan default counseling

Educational services, namely, providing programs, classes, seminars, workshops, and the corresponding course materials used therein, in the field of financial literacy and financial education; financial education services, namely, providing training, courses of instruction, seminars, classes and workshops in the fields of economics, finance, personal fiscal responsibility, credit, debt management, and money management; education services, namely, providing online information, courses, webinars, live teleconferences and on site retreats in the field of financial education; educational services, namely, conducting classes and seminars in the field of consumer money, student loan default, bankruptcy, budget, credit, and debt management