TRANSACTION CREDIT

Brokerage of insurance, mortgages, loans, lines of credit, equity investments, reinsurance, derivatives and option agreements including for environmental risk; Providing an online computer database and web site that clarifies the values of various kinds of financial and or strategic incentives that are granted by market participants for providing mortgage lending, arranging of loans, loan financing in the nature of lines of credit, and related financial products in the nature of reinsurance underwriting, derivatives, namely, providing for the exchange of derivatives and option agreements, namely, assuming financial risk of others by entering into options and swaps including for environmental risk, and insurance underwriting in the field of life, health, accident, fire, and mortgage insurance