TOWERS WATSON

Business management consulting services for businesses, non-profit organizations and government agencies in the fields of employee compensation and benefits, employer-employee communications, personnel and human resource management, contingency planning, strategic planning, finance, operations, organizational structure and reorganization, and product development and marketing; custom preparation of employer-employee communications materials in the nature of printed and electronic announcements, memoranda, reports, books, newsletters, guides, manuals, periodicals, and audio-visual presentations; business management consultation; market research and analysis services in the field of labor and management attitudes and consulting thereto; consulting services in the field of business risk management

Consulting services in the fields of insurance and financial risk management, employee benefits and compensation programs; actuarial consulting and services; reinsurance brokerage services