TOWERGROUP

market research, market analysis, and related business management consultation in the fields of banking, investment services, insurance, trust and estate planning and administration, financial planning and counseling, primarily concerning the intersection of business and technology; providing an on-line computer database in the field of marketing research, market strategies, and business management; business consultation, namely consultation in the area of application of technology to business and professional services

providing an on-line computer database in the field of finance

educational services, namely, conducting seminars, symposia and conferences in the areas of financial services, information technology and technological applications to the development and delivery of financial services, and course materials distributed in connection therewith