TOWER GROUP, INC.

Insurance services, namely, underwriting of casualty insurance, property insurance, general liability insurance, workers' compensation, commercial auto insurance, commercial umbrella coverage for mercantile and service, restaurant, construction, and real estate industries, and providing ancillary services thereto, namely insurance administration and insurance claims adjustment; commercial insurance services, namely liability, business interruption, and business property insurance and providing ancillary services thereto, namely insurance administration and insurance claims adjustment; wholesale and retail insurance brokerages in the field of property and casualty insurance; insurance claims management services; insurance services, namely, reinsurance underwriting and brokerage services, insurance administration, insurance consultation, risk management services, claims processing, management and adjustment services in the field of reinsurance; insurance claims services, namely, providing multi-line loss adjustment services