TOTAL WEALTH MANAGEMENT

business consultation and planning; data processing in the fields of tax preparation, estate and trust administration and management, and financial investment management; tax consultation and planning; and income and estate tax preparation

banking services; financial planning for charitable giving; insurance consultation; retirement planning; estate, trust, financial advisory and financial investment services, namely, trust administration and management; estate planning, administration, settlement and custody; financial analysis, consultation, forecasting, investment research, planning and management; financial investment in the fields of stocks, mutual funds, real estate and commodities; financial portfolio management; and financial information provided by electronic means