TOTAL GUARD

Administration of consumer membership programs for enabling participants to obtain discounts, savings and rebates on goods and services through use of a discount membership card for consumer merchandise; records management services, namely, document indexing for others related to social security records and consumer credit information for themselves and their families; credit card registration and protection services in the nature of credit card cancellation services for lost or stolen cards and notification services to credit card issuers; providing consumer credit-report monitoring services and providing an alert as to any changes therein

Providing temporary loans in the nature of emergency cash advances to holders of lost or stolen credit cards; credit inquiry; credit consultation; providing members with information about financial information on themselves and their families; providing credit advisory for consumer credit report and credit report scores; consultation in the field of identity theft, namely, customer support services provided by telephone, email, and on-line via the Internet, in the field of assisting with repairing damage caused in the event of a theft of identity or lost or stolen credit cards and other personal identity documents and damage to credit history

Fraud detection and resolution services in the field of credit cards, identity theft; consultation in the field of data theft and identity theft; consultation in the field of identity theft, namely, customer support services provided by telephone, email, and on-line via the Internet, in the field of detecting and preventing damage caused in the event of a theft of identity or lost or stolen credit cards and other personal identity documents and damage to credit history; monitoring of credit reports, the Internet, and public records, namely, monitoring potential theft of and misuse of credit card or other personal information, to facilitate the detection and prevention of identity theft and fraud