TOSS SECURITIES US

Integrated circuit cards; encoded cards for use in relation to the electronic transfer of financial transactions; Biometric identification apparatus; apparatus for processing electronic payments; downloadable computer software for personal information management; downloadable computer software relating to financial history; downloadable computer software relating to the handling of financial transactions; downloadable financial data processing software; downloadable computer software for biometric systems for the identification and authentication of persons; Downloadable credit screening software; downloadable financial management software; downloadable computer programs and computer software for electronic trading of securities; downloadable computer e-commerce software