TO AND THROUGH RETIREMENT

Administration of qualified and non-qualified group retirement and savings plans, * administration * of annuities; * administration * of individual retirement accounts [, and employee welfare benefit plans; underwriting of insurance company investment contracts; organization of, financial sponsorship of, administration of, and provision of investment advice to mutual funds and collective investment funds; distribution and redemption of mutual fund and collective investment fund shares and interests; and institutional investment management services ] * all in the fields of insurance and finance *