TNB PAYMENT SERVICES

PROMOTING THE SALE OF CREDIT CARD ACCOUNTS THROUGH THE ADMINISTRATION OF INCENTIVE AWARDS PROGRAMS

CREDIT CARD SERVICES; DEBIT CARD SERVICES; PROVIDING A WEB SITE FEATURING LINKS TO CREDIT UNION AND BANK WEB SITES; PROVIDING INFORMATION VIA TELEPHONE AND THE INTERNET REGARDING CREDIT CARDS, NAMELY ACCOUNT INFORMATION, CREDIT CARD APPLICATIONS, TIPS FOR USE OF CREDIT CARDS AND CREDIT CARD SECURITY; PROVIDING FINANCIAL INSTITUTION ACCOUNT INFORMATION AND FINANCIAL INSTITUTION BUSINESS TRANSACTIONS VIA THE INTERNET; ELECTRONIC PAYMENT SERVICES, NAMELY ELECTRONIC PROCESSING AND TRANSMISSION OF BILL PAYMENTS; PREPARATION AND ELECTRONIC TRANSMITTAL OF FINANCIAL INFORMATION; ATM PROCESSING SERVICES; EVALUATION AND ANALYSIS OF CREDIT BUREAU DATA, CREDIT REPORTING SERVICES; DEBT CANCELLATION SERVICES; LOAN SERVICES