TIMELY ADVANCE

Downloadable computer software in the nature of a mobile device which enables the user to monitor the user's bank account activity to avoid over-drafting the bank account; Downloadable computer software in the nature of a mobile device which enables the user to manage the user's bank account activity to avoid over-drafting the bank account; Downloadable computer software in the nature of a mobile application which enables the user to predict the potential over-draft of a user's bank account based on patterns of previous bank account activity; Downloadable computer software in the nature of a mobile application which enables the user to receive notifications and alerts; Downloadable computer software in the nature of a mobile application which enables the user to automatically deposit money into the bank account to prevent over-drafting the bank account; Downloadable computer software in the nature of a mobile application which enables the user to withdraw money from a user's bank account

Consumer lending services