TIME IS AN ASSET

Mutual fund investment services; administration and distribution of investment products, namely, mutual funds, variable insurance trusts, money market funds, fixed income products, equities, separately managed accounts, funds for education, and stock, balanced, and asset allocation funds; investment management services; investment advisory services; wealth management services; financial analysis; retirement fund investment services; administration of savings accounts for education; administration of employee benefit plans concerning insurance and finance, administration of defined benefit plans concerning insurance and finance, and administration of defined contribution plans concerning insurance and finance and financial administration of employee pension plans; providing information in the field of employee financial benefit plans, providing information in the field of financial planning for retirement; providing financial and investment information