TIERONE BANK

Financial services, namely, full service consumer and commercial banking services; investment product services, namely providing mutual fund and annuity investment services, stock and bond brokerage services and investment consultation services; electronic funds transfer provided through automated teller machines, debit card and credit card services; cash management services; consumer and commercial leasing financing; real estate financing featuring mortgage lending, home equity loans and commercial equity financing; consumer, construction and corporate/business loans and lines of credit; mortgage banking and brokerage services; and insurance agency services in the field of term, life and long-term care