TIB INC.

Providing compliance audit services in the nature of business audits, namely, business account auditing in the field of financial management institutions for regulatory compliance purposes in the field of consumer protection and Bank Secrecy Act regulations; accounting services for financial portfolios; credit card registration services

Financial services, namely, banking services, mortgage lending services, stock financing services, credit card payment processing services, credit card factoring services, issuance of credit cards, credit card services in the nature of funding online cash accounts from prepaid credit card accounts, credit and debit card transaction processing services, asset and liability management services, investment consulting services, electronic banking services, cash letter and check processing services, electronic funds transfer services; financial services, namely, providing other banks with investment security, safekeeping in the nature of safety deposit services for reports and security clearances, portfolio analysis, asset and liability management, federal fund sale and purchase and municipal securities underwriting services; credit card services, namely, issuance of business and corporate credit cards; fiduciary compliance consulting, namely, providing consulting and information relating to loan review, and loan and credit compliance in the nature of commercial lending and mortgage compliance consulting services concerning financial requirements for commercial loans for commercial banks and mortgages for mortgage lenders; providing loan review services in the nature of financial risk management, namely, credit risk management and investment risk management of large credit relationships

Providing fiduciary compliance training; providing on-line newsletters directed to institutional banking professionals in the field of commercial bank management

Fiduciary regulatory compliance consulting, namely, providing regulatory compliance consulting and information relating to loan review, and loan and credit compliance in the nature of consumer compliance protection regulations for financial institutions and mortgage companies; regulatory compliance consulting in the field of depository institutions account services; providing compliance audit services, namely, regulatory compliance consulting in the field of financial institutions and their compliance management systems and complying with consumer protection regulations and the Bank Secrecy Act for financial institutions