T.H.I.N.K. TOTALLY WORTH IT? HOW AM I PAYING FOR THIS? IS IT SOMETHING THAT CAN WAIT? NEED IT? KEEP TRACK OF MY SPENDING.

I am using T.H.I.N.K. in workshops, coaching sessions and marketing tools. This T.H.I.N.K. tool is an acrostic that is used by people when they're tempted to overspend. It's a financial management tool that I created in 2015. The first 4 letters each have a question and the last letter is a statement. I am using it to help people change habits and work mainly in Educational and Community-Based organization settings. I am not selling a product or any financial products