THERE'S NO SUBSTITUTE FOR CERTAINTY

Banking services; financial analysis and research services; financial information and advisory services; financial affairs and monetary affairs, namely, financial information, management and analysis services; financial data analysis; financial services, namely, asset management; financial data analysis services, namely, integration, aggregation and analysis of financial data, data concerning financial assets, and financial research data, the foregoing being performed by electronic means; financial services, namely, financial portfolio analysis services; financial services, namely, evaluation, tracking, analysis, forecasting, consultancy, advisory and research services relating to securities and other financial instruments; investment management and advisory services; securities services, namely, securities trade execution services, financial securities exchange services, and securities deposit services; securities trading and investment services for others via the internet; providing financial services with respect to securities and other financial instruments and products, namely, money management services; financial custody services, namely, maintaining possession of financial assets for others for financial management purposes; securities lending services; clearing services, namely, clearing and reconciling financial transactions via a global computer network; cash and foreign exchange transactions; electronic foreign exchange payment processing