THERE'S A LOT TO BE SAID FOR CLARITY

ELECTRONIC MAGAZINES DEALING WITH FINANCIAL MATTERS RECORDED ON CD ROM'S AND DOWNLOADABLE FROM A GLOBAL COMPUTER NETWORK

PRINTED PUBLICATIONS, NAMELY, NEWSLETTERS AND BROCHURES DEALING WITH FINANCIAL MATTERS

INSURANCE SERVICES, NAMELY, HEALTH INSURANCE, AND REINSURANCE INSURANCE CLAIMS ADMINISTRATION; ELECTRONIC PROCESSING OF INSURANCE CLAIMS AND PAYMENT DATA; INSURANCE CLAIMS PROCESSING; INSURANCE CONSULTATION; FINANCIAL SERVICES, NAMELY, ADMINISTRATION OF TAX SHELTERED PLANS, PENSION PLANS, RETIREMENT SAVINGS PLANS, REGISTERED EDUCATION SAVINGS PLANS, EMPLOYEE BENEFIT PLANS AND SAVING PLANS; ADMINISTRATION OF EMPLOYEE PENSION PLANS; DISABILITY INSURANCE CONSULTATION; FUNDS INVESTMENT; SEGREGATED FUND INVESTMENTS; MUTUAL FUNDS INVESTMENT; CERTIFICATE INVESTMENT, {AUTOMATIC]* AUTOMATED SECURITIES BROKERAGE; FINANCIAL AND INVESTMENT COUNSELING; ESTATE PLANNING; ESTATE TRUST MANAGEMENT SERVICES; FIDUCIARY REPRESENTATIVES; PROPERTY MANAGEMENT SERVICES FOR COMMERCIAL AND RESIDENTIAL REAL ESTATE; MORTGAGE BROKERAGE AND LENDING SERVICES; MORTGAGE ORIGINATION; MORTGAGE SERVICING, NAMELY, THE RECEIPT OF PAYMENTS, ESCROW ADMINISTRATION, INVESTOR ACCOUNTING, AND COLLECTION AND FORECLOSURES WITH RESPECT TO MORTGAGE LOANS; CONSUMER AND CORPORATE LENDING SERVICES; LEASE PURCHASE FINANCING; LEASE FINANCING SERVICES

ELECTRONIC COMMUNICATIONS OF FINANCIAL TRANSACTIONS VIA GLOBAL COMPUTER NETWORK, NAMELY, PROVIDING ACCESS BY MEANS OF TELECOMMUNICATION CONNECTIONS TO WEBSITES AND DATA NETWORKS ON GLOBAL COMPUTER NETWORKS FOR FOSTERING ELECTRONIC COMMERCE AND INITIATIVES, PROCESSING, MONITORING AND COMPLETING FINANCIAL TRANSACTIONS, INSURANCE TRANSACTIONS AND ACCESSING FINANCIAL INFORMATION