THE WHIZ PICTURE CARD

A LAMINATED CARD, PRIMARILY USED TO EFFECT ELECTRONIC FUND TRANSFERS THROUGHREMOTE AUTOMATED TELLER MACHINES, THIS SERVICE IS USED BY CARDHOLDERS AT PARTICIPATING FINANCIAL INSTUTIONS TO VERIFY CARDHOLDERS ACCOUNT BALANCES, IDENTIFY CARDHOLDER AS A MEMBER OF A PARTICIPATING CREDIT UNION AND TO VALIDATE HOLDER'S CHECK OR DRAFT IMMEDIATELY PRIOR TO ITS ISSUANCE BY A PAYEE