THE THREE C'S OF RETIREMENT - CHECKBOOKS, CALENDARS AND CLOCKS

Annuity services, namely, account and investment administration; Annuity services, namely, account and investment administration and the investment and distribution of annuity funds; Insurance services, namely, underwriting, issuing and administration of life insurance; Life insurance brokerage; Advice on finance during retirement; Financial retirement plan consulting services; Financial planning for retirement; Financial services, namely, providing an investment option available for variable annuity and variable life insurance products; Investment management of and distribution of annuities; Issuance and administration of annuities; Providing information and advice in the field of finance, financial investments, financial valuations, and the financial aspects of retirement