THE SMARTER GIFT

Computer hardware and computer peripherals, all for use in connection with user identification, financial transactions, customer reward, discount and loyalty programs, and other commercial transactions; computer software for identifying users, for enabling users to perform financial transactions via a global computer network, and for managing customer reward, discount and loyalty programs; transponders, readers, namely, radio frequency identification based reader apparatus, and electronic apparatus for dispensing transponders

Administration of loyalty, reward, and discount transactions and programs; integrated tracking and management of commercial transactions on a global computer network