THE SCORE LENDERS USE

Computer software in the field of credit scoring for use in creating and implementing business decision processes, risk management, evaluating credit ratings, score computation, score strategy and management and credit marketing

Printed guides, instruction manuals and teaching materials in the fields of modeling, scoring and analytics

Business information services; statistical forecasting and analysis for business purposes; business consultation, preparing business reports and business management consultation; providing business information in the fields of marketing and solicitation, account origination, account management and customer management; Providing statistical information for mortgage eligibility through a rating system

Financial analysis and consultation; financial information provided by electronic means; financial and credit risk management; consultation on debt recovery and collection; credit scoring services; credit risk management services; providing information in the fields of credit rating in the nature of modeling, scoring and analytics; financial risk management, financial portfolio management; statistical forecasting and analysis for financial purposes; providing financial information in the fields of marketing and solicitation, account origination, account management and customer management

Education and training in the field of credit scoring, modeling, scoring and analytics, marketing and solicitation, account origination, account management and customer management, risk management, portfolio management, communications management and data management in the nature of classes, seminars, and workshops

Computer services, namely, providing temporary use of online non-downloadable software for use in creating and implementing decision processes and in accessing and searching databases in the fields of modeling, scoring and analytics; Web site hosting services; Data mining and collection services using proprietary software to evaluate, analyze and collect data for use in modeling, scoring and analytics; Data warehousing services for use in modeling, scoring and analytics; Electronic information storage in the field of modeling, scoring and analytics, marketing and solicitation, account origination, account management and customer management, risk management, portfolio management, communications management and data management